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Healthcare Membership — Not Insurance

Access changes everything.

Primary care membership for $70 a month, flat. No copays. No deductibles. No insurance middleman standing between you and your care.

Start MembershipSee how it works
  • $70/month, flat
  • No copays or deductibles
  • Sponsor another adult
Vine Health · Member Dashboard

Good afternoon, Sam

Your care team is one tap away.

Next visitConfirmed

Wednesday · 2:00 PM

Video visit with your care team

Refills

Lisinopril 10 mg

Auto-refill on

Metformin 500 mg

Ready to ship

Messages

Your care team

“Labs look good — see you Wednesday.”

2 hours ago

Membership · $70/mo~1,000 free generics

The problem

Insurance has become the gatekeeper for care that costs pennies.

Primary care used to be personal. You called your doctor. You saw your doctor. You paid your doctor. Insurance stayed in the background for the things insurance is actually for — a broken leg, a cancer diagnosis, a hospital stay you never want to think about.

Then it flipped. Insurance moved to the front of the line and rewired the whole experience. A strep swab, a refill, a blood pressure check, a conversation about your sleep — every one of them now routes through a payer. Every visit becomes a claim. Every claim becomes a code. Every code becomes a bill you cannot predict. You pay hundreds of dollars a month for a plan you avoid using, because the deductible is a wall and a new-patient visit is a three-week wait. The care that should be easiest to get — everyday, preventive, know-your-doctor care — has become the hardest.

The math you don't see

~$27,000

Average annual family premium in 2025, up 6% year over year. Workers pay $6,850 of that out of pocket before a single visit is covered.

Source: KFF 2025 Employer Health Benefits Survey
$7,186

Average Bronze-plan deductible on the 2026 marketplace. What you spend out of pocket before your plan pays for anything beyond preventive services.

Source: KFF 2026 Marketplace Deductibles
1 in 3

Adults who skipped or postponed care they knew they needed in the past twelve months because of cost. Most of what they skipped was primary and preventive.

Source: KFF Health Tracking Poll, May 2025
23.5 days

Average wait for a new-patient family medicine appointment across major U.S. metros. In some cities the wait crosses two months.

Source: AMN Healthcare 2025 Wait Time Survey

Fixing this doesn't require reforming insurance. It requires unbundling primary care from insurance. That is exactly what Vine is, and it is why a flat $70 a month works.

The solution

A flat $70 healthcare membership. Not insurance.

Access changes everything.

Vine is a membership-based virtual primary care service. You pay $70 a month, flat. You get a real, licensed clinical team you can see the same week, from your phone or laptop. Over 1,000 covered generic prescriptions at $0 to you. A complete annual wellness lab panel every year. Mental health handled by the same team that handles your primary care, so nothing gets lost between two systems.

Chronic conditions — hypertension, diabetes, cholesterol, thyroid, anxiety, depression, non-stimulant ADHD, sleep — managed on an ongoing schedule your clinician sets. No deductibles. No copays. No claims. No prior authorization. No surprise bills weeks after the appointment. Everything you need for everyday healthcare — no add-ons, no upsells. Vine is designed to work with or without traditional insurance. Insurance is optional. Healthcare isn't.

Price

$70 per month, flat, per adult account.

Included

Primary care, $0 covered generics, annual labs, mental health, chronic care.

Not insurance

Layers with MEC, MVP, ACA-compliant, or catastrophic plans.

What your $70 covers

Everything you need for everyday healthcare

No add-ons, no upsells, no tiered coverage levels. The whole product, in the flat monthly price.

Virtual visits with your care team

Video visits with your Vine care team, on your schedule — not on a waiting room's. No coordination through insurance. No billing surprises.

Your dedicated care team

Assigned to a licensed clinical team on day one and you keep them. They know your history, your medications, and what worked last time. Continuity is the point.

1,000+ generic prescriptions

Over 1,000 commonly prescribed generic medications covered at $0 to you when your clinician writes them. Blood pressure, cholesterol, thyroid, mental health, diabetes.

Annual wellness lab panel

A full annual lab panel included every year — the standard preventive markers your clinician uses to catch problems early. Your team walks you through the results.

Mental health & chronic care

Depression, anxiety, non-stimulant ADHD, and sleep treated inside your primary care relationship. Diabetes, hypertension, cholesterol, thyroid managed on an ongoing schedule.

How it works

Three steps. That's it.

No sales calls. No tiered levels. No fine print about which version of Vine you bought.

Step 01

Pay $70/month

One flat fee per adult. No age tiers, no waiting period, no medical underwriting. ACH or card. Membership starts on enrollment day.

Step 02

Meet your care team

Assigned to a licensed clinical team on day one. Book your first video visit right away. An ongoing relationship starts immediately.

Step 03

Sponsor someone else (optional)

Pay for any adult 18 or older at the same $70 a month. Their own account, their own care team, their own care record.

Vine vs. insurance

A membership, not insurance

Different tools for different problems. Here is the honest difference — up front, so you can decide.

Traditional

Traditional health insurance

A financial product regulated as insurance.

Monthly cost
$200–$2,000+ per adult
Deductible before benefits
$1,500–$7,500+
Copays
Usually per visit
Claims process
Required
Prior authorization
Common
ACA coverage
Typically qualifies
Catastrophic protection
Yes

Vine

Vine membership

A primary care membership. Not insurance.

Monthly cost
$70 per adult, flat
Deductible before benefits
None
Copays
None on membership visits
Claims process
None — no billing to a payer
Prior authorization
None
ACA coverage
Does not — Vine is not insurance
Catastrophic protection
No — pair Vine with a catastrophic plan
Vine Health is not insurance. This is a healthcare membership program that does not meet minimum creditable coverage requirements under the Affordable Care Act (ACA). Vine layers with your existing insurance — a catastrophic, MEC, MVP, ACA-compliant, or major-medical plan — providing the everyday primary care access those plans typically make hard to reach.

Who it's for

Built for the person paying attention to what they pay for

Individuals

If you are paying for a plan you cannot afford to use, or no plan at all, Vine is the everyday primary care layer you have been missing. $70 a month gets you a doctor, covered prescriptions, labs, and mental health support.

See what Vine looks like for you→

Employers

$70 per employee, flat. No group underwriting. No claims administration. Fund it yourself or reimburse through an HRA, ICHRA, or QSEHRA. Vine layers alongside your MEC, MVP, or ACA-compliant plan.

See what Vine looks like for your team→

Common questions

Frequently asked

$70 a month. Real access to care.

No copays. No deductibles. No surprise bills. A real primary care team, ready when you need one. Access changes everything.

Start MembershipSee how it works
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Important: Vine Health is a healthcare membership program and is not health insurance. This program does not meet the minimum creditable coverage requirements under the Affordable Care Act (ACA).

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